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Piggy bank fallen over

Ban on uncompetitive insurance overturned

The ban on selling payment protection insurance at the point of sale has been put on hold after a challenge by two high street banks.
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Loan application

Cost of loans soars

Lenders have been accused of ripping off borrowers after new figures show the cost of personal loans has soared over the past year.
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Loan paperwork

Loan rates coming down

Loan rates look set to be on their way down, but the best deals are being reserved for existing customers.
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Gingerbread men

Is your credit rating holding you back?

Your credit report is used by lenders as a personal reference, so it's important to ensure it is accurate. IFA Joanne Roberts helps a Moneywise reader concerned that her report is stopping her from getting on the property ladder.
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Reclaim your PPI premiums

How to reclaim your PPI premiums

Thousands of people are thought to have been mis-sold payment protection insurance. The good news is you could be entitled to a refund. Read our guide to making a complaint and download a template letter to help you get a refund.
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IOU piggy bank

Guide to shopping for a personal loan

When it comes to shopping for a personal loan, rate might be at the forefront of your mind. But there are several other important factors you should also consider.
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What does your postcode say about you?

Insurers, annuity providers and other financial institutions are increasingly using postcodes to categorise consumers. Laura Howard investigates the postcode lottery and reveals how your address can work for - or against - you.
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